Debt Consolidation a SCAM?
MiCasaMiDinero asked:
Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS) More info at: sccrealestateuncensored.com/2008/repair-credit-legally-remove-negative-accounts/ micasamidinero.com/2008/reparo-credito-eliminando-legalmente-cuentas-negativas/
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Tags: Consolidation Debt, Consumer Credit Counseling Services, Credit Counseling Services
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The title is completely misleading! Debt settlement and debt consolidating are different!
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The title is a little ridiculous to say debt consolidation is a scam. Yes there are some rogue companys but there are others who can be very helpful
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don’t own a credit card, if just that simple
i have owned one in the past and got rid of it as soon as i first used it for a large payment
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suze makes a nice milf.
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this is so much fun…..hell with the cards
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What she says is really true. I used to work for a collection agency and I had a $30000 account. I settled it for $8000 and that is all I needed to make my quota and get like $1000 commission for the month. I didn’t care if I got the balance.
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Suze’s my heroine!
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So what if she has to pay a company 15% to save her 10k ? Not all funds saved are taxed !!! Suze Whatever is a paid idiot that does not know all the facts. Sure it hurts your FICI score, but if you are 30k in debt and a single mother her debt to income ratio is horrendous anyway….. Get over it people, your credit is shit already why pay the entire amount owed…..
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omg … eye opening!!
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Thinkingman is absolutely right. All the research I have done indicates you just have to try your best to pay off your debt. Don’t put a middle man between you and your debt. You alone will make timely payments. Standard scheme by debt consolidation services is to take your money, put it in escrow and not make payments. Then you get default notices and say what is going on and you call company. They say it’s a mistake and say they will fix it. But they don’t. You end up with more debt.
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be very careful. when you goofle CCCS, some known scammers come up. you are in shark-infested waters. you have to swim very carefully through them. Do your research and proceed very carefully. If it sounds too good to be true it is to good to be true.